The website www.obhanandassociates.com (“Website“) is owned by Obhan & Associates (“O&A” or the “Firm“) and is for general informational purposes only. By accessing any content in this Website, the end user (referred to herein as “you“, “your“, or the “User“) acknowledges that the information provided does not amount to advertising or solicitation and is meant only for your understanding about the activities of O&A.

By using the Website, you specifically agree to be bound by these Terms of Use (Terms of Use) and the Privacy Policy. If you do not agree or are not willing to be bound by the Terms of Use and the Privacy Policy, please do not click on the “check box” and on the “Submit / Agree” button and do not seek to obtain access to or otherwise use the Website.


    All content in this Website has been checked for accuracy. However O&A does not accept any responsibility for any loss or damage which may arise from accessing or reliance on information published on this Website. Further, views/ opinions/ articles/ information/ discussion and other such content provided in this Website, whether by O&A or third parties, do not constitute legal advice or opinion. The views expressed in the discussions, featured articles and other such content in this Website represents the personal view of the author(s) and do not, in any manner, constitute the views of O&A.
    O&A reserves the right to delete, modify, or supplement the content of the Website at any time for any reason without prior notification, and will use reasonable efforts to include up-to-date and accurate information on the Website.
    Subject to the Terms of Use, O&A hereby grants you a non-transferable, non-exclusive, revocable, limited license to access and use the Website. O&A may, from time to time, update or modify the Website, release new versions of the Website, which may, at O&A’s discretion, be included within the license described above. You shall not be permitted to sublicense or transfer any of your rights and/or obligations hereunder including, without limitation, access to the Website.
    You shall not directly or indirectly copy or reproduce all or any part of the Website, whether electronically, mechanically or otherwise, in any form including, but not limited to, the copying of presentation, style or organization, uploading, posting, or transmitting any content which constitutes the intellectual property of another party, for which you do not have a right to make available; uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
    O&A reserves its right to prevent or restrict access to the Website. Any unauthorized use by you shall terminate the permission or license granted to you by O&A. Using this Website and by accepting the terms and conditions of Terms of Use you also agree that you shall not hack or hire some third party to hack the Website or even use any other unauthorized means to access any third party information without written consent of O&A. You shall in such an event be liable of a criminal offence and O&A shall institute appropriate legal proceedings to claim damages. In case any misuse of the Website is carried out by a person or entity based out of India, O&A reserves the right to institute proceedings in accordance with the laws relating to Intellectual Property Rights. You shall use the Website solely for its intended purposes and shall not use the Website for the benefit of any third party except as specifically contemplated under this Terms of Use and the Privacy Policy.
    Unless otherwise stated, all intellectual property rights, including copyright, trademarks, patents in this Website and its contents including news articles, featured articles and discussions (“Content“) are owned, licensed to or otherwise used by O&A as permitted under applicable law. The information provided on this Website is provided solely for private use and not for any commercial or public use. You may download or print hard copies of any part of the content on this Website for your personal use. Except where your use is expressly permitted above or by copyright law, you may not otherwise copy, store in any medium (including any other web site), distribute, transmit, re-transmit, broadcast, modify or show in public any part of this Website without the prior written permission of O&A.
    We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent and we only use your information as described in the Privacy Policy. We view protection of User’s privacy as a very important community principle. We understand clearly that you and your Personal Information is one of our most important assets. Your Information which is stored and processed by us is protected by physical as well as reasonable technological security measures and procedures. If you object to the Privacy Policy in any way please do not use the Website.
    By accepting the Privacy Policy you hereby consent to your information being shared on a no-name basis with third parties.
    When you use the Website or send an email or other data, information or communication to O&A, you agree and understand that you are communicating with  O&A through electronic records and you consent to receive communications via electronic records from O&A periodically and as and when required. O&A will communicate with you by email or by notifications on the Website which will be deemed adequate service of notice/ electronic record.
    O&A may from time to time make changes to the Terms of Use. Any changes will be posted on our website www.obhanandassociates.com and we will endeavor to notify you of the same by means of a notice and link to the revised terms on our web site. Any changes to our Terms of Use will be communicated through our Website at least ten (10) days in advance of implementation. Users are bound by any changes to the Terms of Use when they use the Website after such changes have been first posted. If you do not agree to such changes, you should not make any subsequent use of the Website.
    O&A shall have the right, but not the obligation, to monitor the content of the Website at all times, to determine compliance with this Terms of Use and any operating rules established by O&A, as well as to satisfy any applicable law, regulation or authorized government request. Without limiting the foregoing, O&A shall have the right to remove any material that O&A, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
    The Website may contain links to other third party internet sites providers. The availability of such third party sites, services or material does not constitute any form of recommendation, advice, endorsement or publication of any such third party sites, services or material and O&A is not responsible for their availability or content.
    This Terms of Use and the Privacy Policy shall be governed by and constructed in accordance with the laws of India only without reference to conflict of laws principles and disputes arising in relation hereto shall be subject to the exclusive jurisdiction of the courts of New Delhi, India.
    If any dispute arises between you and O&A during your use of our Website or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of the Terms of Use and the Privacy Policy, the dispute shall be referred to a sole Arbitrator who shall be an independent and a neutral third party identified by O&A. The place of arbitration shall be New Delhi. The arbitration shall be conducted in English Language. The Arbitration & Conciliation Act, 1996, shall govern the arbitration proceedings.
    The Website may assign any of its responsibilities/obligations to any other Person without notice to the User, at its sole discretion. However, you shall not assign, sub-license or otherwise transfer any of your rights or obligations under these Terms of Use to any other party, unless a written consent is taken from O&A.
    If any provision of these Terms of Use is found to be invalid, the invalidity of that provision will not affect the validity of the remaining provisions of the Terms of Use which shall remain in full force and effect.
  12. WAIVER
    Failure by the Website to exercise any right or remedy under these Terms of Use does not constitute a waiver of that right or remedy.
    The Website is not liable for failure to perform any of its obligations if such failure is as a result of Acts of God (including fire, flood, earthquake, storm, hurricane or other natural disaster), war, invasion, act of foreign enemies, hostilities (regardless of whether war is declared), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation, terrorist activities, nationalization, government sanction, blockage, embargo, labor dispute, strike, lockout, robbery, theft of data or any interruption or any failure of electricity or server, system, computer, internet or telephone service.
    In accordance with Information Technology Act, 2000 and rules made there under, the name and contact details of the Grievance Officer are as under:

    • Name: C.Balaji
    • Email id: balaji@hotmail.co.in

    In the event you wish to make a complaint regarding any violation of the provisions of these Terms of Use, you may send a written complaint to the Grievance Officer, who shall redress the complaint within one (1) month.

    If you have any questions about this Terms of Use or the Privacy Policy of O&A, you can contact us at email@obhans.com.